T-Melmax, which is responsible for the Group’s payment aggregation solutions business is a company that focuses on web-based electronic banking solutions to facilitate retail and wholesale transaction processing.
Its principal product known as CPAY, is a one-stop payment and collection portal that supports various payment options and SST.
T-Melmax’s solutions are equipped to handle the processing of bulk payments, bulk collections, retail payments and a variety of other payments that interface with platforms such as the Inter Bank Giro (“IBG”) and Financial Processing Exchange (“FPX” – the Malaysian payment gateway) platforms. T-Melmax’s solutions are also put to good use in dealings with statutory bodies such as Lembaga Hasil Dalam Negeri Malaysia (“LHDNM” or the Inland Revenue Board of Malaysia), Kumpulan Wang Simpanan Pekerja (“KWSP” or the Employees Provident Fund) and Pertubuhan Keselamatan Sosial (“PERKESO” or the Social Security Organisation”).
In September 2020, Censof entered into a 49:51 strategic partnership with Green Packet Berhad, a technology solutions provider, to transform T-Melmax into a digitally-driven, real-time, multi-layer reporting, preferred payment gateway service provider catering to growing demand from SMEs, larger enterprises and state governments. The collaboration will see T-Melmax’s comprehensive Kiple product being leveraged as the ideal payment gateway solution to meet these organisations’ need for an integrated solution that can combine the power of real-time cashless payments and accounting with end-toend financial reporting analytics.
Payroll Payment System
It is a bulk payment solution, web based, seamless integration to any financial software for corporate customers’. It is used for supplier payments, payroll and commissions.
Internet Payment
Get paid online. Capture customer payments through your website more ways to pay. Customers can pay by credit card and online banking (FPX).
Integrated Statutory Payment
Targeted for SMEs (Small Medium Enterprises), Enables companies to easily make payments for statutory bodies (LHDN, PERKESO and KWSP) through the bank.
e-Wallet
It is an ideal mobile wallet solution that lets the users conduct banking transactions with a great ease, directly from their mobile device.